Medicare & You
Are you or someone you know turning 65 or becoming Medicare-eligible? Do you have questions about when and how to enroll? Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
There are no income requirements to be eligible. Eligible persons are U.S. citizens or resident who has lived in the U.S. for five years.
You should begin looking into Medicare and understanding the coverage at least three months before your 65th birthday or the month you will become eligible.
There are two ways to get your Medicare A and B benefits, either through Original Medicare or through a Medicare private plan. It is important to understand how your choice can affect the health care you receive.
Why Is An Annual Open Enrollment Review Important?
Each year, insurance companies can make changes that impact your coverage and what you pay for it. With Part D Prescription Drug coverage in particular, a change could mean the difference between paying a few bucks for a prescription and shelling out hundreds each month. For example, your insurance company could drop a drug you take from its formulary — a list of drugs covered in the plan and how the plan covers them — or move it to a different tier.
But often, people will switch to a different Part D Prescription Drug plan thinking they’ll save money because its premium is lower. The cost of one month’s worth of one drug that’s not on your plan’s formulary could exceed an entire year’s worth of your monthly premiums. This is a common mistake, but the plans with the lowest premiums are not always the better financial choice.
- Annual Medicare Review
- What do I pay and What coverage do I get?
- Original Medicare - The likely cost.
- What is Medicare Advantage Insurance?
- Medicare Supplement and Medigap
- What all will Medicare Advantage cover?
- When can I sign up for Medicare Advantage Plan?
- Tell me about Prescription Drugs Plan in Medicare
- Tips for selecting Medicare Insurance.
Make it easier! How do I get started? Medicare Questionnaire
"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
Enjoy your life!
Enjoy your life!
Exercise Tips for Successful Aging
You can age successfully. The more active, healthy, and fit you are now, the better you will feel as you age. Daily exercise is important for your physical and mental health. Many counties have Senior Centers offering classes to encourage healthy living. Exercise helps you think better and improves your mood. Exercises to explore as you age include:
Walking
Swimming
Cycling
Resistance training
Strength training
Flexibility and balance exercises.
